2025
Maharashtra Business Award 2025
Reseal.in — Best Investment and Wealth Management Firm, and an individual award to Nikhil
The firm
Who you are actually dealing with
Licensed, named and accountable
A financial advisor should be easy to check. Registration numbers, qualifications, the legal entity behind the trade name — all of it is on this page, because the alternative is asking you to take it on trust.
6,500+ families
AMFI ARN-316331
CFP® certified
- CERTIFIED FINANCIAL PLANNER (CFP®)
- AMFI ARN-316331 · EUIN E599432
- NISM Brokers Qualified
- National Insurance Academy — Insurance Brokers Examination, Regn. 06353138312
Founder
Nikhil Gadkarr
Founder & CEO · CFP®
Nikhil has spent his career on both sides of the counter — inside the insurance industry before advising families from outside it. That is the whole reason this practice talks so directly about misselling: he has seen how the products get sold, and to whom, and why the wrong one so often wins.
He is a CERTIFIED FINANCIAL PLANNER, NISM Brokers Qualified, and holds the National Insurance Academy’s brokers qualification. His AMFI registration is ARN-316331. Every one of those is independently checkable, which is the point of listing them.
He founded NS Advisory, the practice that became Wealth Farming Advisory, and has since worked with more than 6,500 families across Maharashtra, Goa, Gujarat and Madhya Pradesh — in Pune, Nashik, Nagpur, Jalgaon and Chhatrapati Sambhajinagar as much as in Thane.
Director
Harshal Digambar Randhe
Nihar Welsure Brokers Private Limited
Harshal is a Director of Nihar Welsure Brokers Private Limited, the licensed entity that presents Wealth Farming Advisory. Its CIN and registered office are at the foot of every page on this site.
Recognition
Awards & recognition
Awarded to Nikhil and to the practice. Listed as conferred, with the awarding body named so you can check any of them.
2026
Maharashtra Udyog Ratna 2026
Reseal.in
2025
Khandesh Icon Award 2025
Saptarang Marathi Channel and Surya Foundation, Jalgaon
2025
Featured as a leading authority in investment and wealth management in Thane
The Times of India
Awards are listed as conferred by the bodies named. Recognition is not a guarantee of investment performance, and nothing on this page should be read as one.
In the room
Where the work actually happens
Industry rooms, award stages and partner programmes across Maharashtra. Swipe, or focus the row and use the arrow keys.
Photographs are of actual events. No attendee is identified without consent.
6,500+
Families — across Maharashtra, Goa, Gujarat and Madhya Pradesh
5
We are officially certified partners with India’s top 5 brokers — Policybazaar, RenewBuy, InsuranceDekho, NJ Wealth and Prudent
The legal bit
The entity behind the name
Wealth Farming Advisory is a trade name presented by Nihar Welsure Brokers Private Limited, CIN U66220MR2026PTC478825, incorporated 23 July 2026 with the Ministry of Corporate Affairs. Harshal Digambar Randhe is a Director.
Head office: Ashar IT Park, Wagle Industrial Estate, Thane (W) Mumbai, Maharashtra 400604, India.
We act as a distributor and a broker. Mutual fund distribution is under AMFI registration ARN-316331. Insurance is placed with the insurer through one of our six partner platforms, and lending decisions rest with the lender. We do not hold your money at any point — investments go directly to the fund house, premiums directly to the insurer.
How we work
Two things we do differently
The first is that we say what we are paid and by whom. Distributors are paid commission by the product provider. That is normal and it is legal, and it is also exactly why an advisor’s recommendation is worth examining. We would rather you knew the arrangement than discovered it.
The second is the seminars. Nikhil runs free financial literacy sessions in person — for uniformed services units, for companies, for community groups. No product is sold in the room. It is the most reliable way we have found to reach people who have been badly advised before and are, reasonably, suspicious of the next person offering help.
- Free in-person financial literacy seminars, no selling in the room
- Commission arrangements stated rather than buried
- Advice in Marathi where that is easier
- A named, licensed, checkable advisor — not a call centre
FAQ
Questions people actually ask
Are you registered?
Yes. Mutual fund distribution is under AMFI registration ARN-316331, held by Nikhil Gadkarr, EUIN E599432. The legal entity is Nihar Welsure Brokers Private Limited, CIN U66220MR2026PTC478825. Both can be verified independently.
What does CFP® mean?
CERTIFIED FINANCIAL PLANNER — an international certification covering investment, insurance, tax, retirement and estate planning, requiring examination, relevant experience and adherence to a code of ethics. It is a qualification in financial planning as a whole rather than in selling any one product.
Where do you operate?
Across Maharashtra. The office is in Thane, and much of the practice is in Pune, Nashik, Nagpur, Jalgaon and Chhatrapati Sambhajinagar. Seminars are run in person wherever the group is.
Do you advise in Marathi?
Yes. Being explained a product properly in the language you think in is not a small thing, and it is one of the things clients mention most.
Talk to a real advisor
Call, or start an application. Both reach the same people.
Start an application Call +91 88067 78771
Application forms are being finalised. Until they are live, call or email us and we will start your application directly.