Calculators
Work out the number first
Sixteen, and every one has a product behind it
Free, no signup, nothing collected. Each one shows the assumptions it used and the formula behind it, because a projection without those is just a nice-looking number.
Loans
Loans calculators
What it costs, and what you can borrow
The instalment on the amount you want, and — separately — an indicative ceiling based on what you earn and what you already repay.
Open calculator →What your practice could support
Doctor loan programmes assess qualification, years in practice and revenue rather than collateral.
Open calculator →What the house actually costs
The EMI is the number people compare.
Open calculator →Investments
Investments calculators
Work back from the goal
A target amount and a date, turned into a monthly figure.
Open calculator →What the degree will actually cost
Education inflation runs ahead of general inflation, year after year.
Open calculator →The number you need before you can stop
Not a multiple of your salary.
Open calculator →Old regime or new regime?
The new regime is now the default, and it does not allow Section 123 (what used to be 80C).
Open calculator →Can you earn back what the loan costs you?
A loan you already have costs you a fixed, knowable amount of interest.
Open calculator →What a monthly amount turns into
The simplest question in investing and the one most worth asking early: put this much away every month, and what is it worth at the end.
Open calculator →What one amount becomes
Money usually arrives in lumps — a bonus, a maturity, a sale — and the decision is what to do with it that day.
Open calculator →What a raise, invested, does
Most people’s income rises every year and their SIP does not.
Open calculator →What your PF will actually be worth
Almost everyone assumes their provident fund will cover retirement.
Open calculator →How much of your HRA is tax-free
The exemption is the least of three separate figures, and the one people miss is that it is rent minus ten per cent of salary — not rent.
Open calculator →What it will cost by then
A date you can count to, and a number that will not be the number you have in your head today.
Open calculator →Or skip to the conversation
A number is a starting point. If you would rather just ask someone, that is usually faster.